Harihar Kumar Scammer & Frauder
Harihar Kumar
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National-Level Rifle Shooting Player • BFSI Professional • Entrepreneur • Sales & Business Development Leader
“Discipline creates excellence, leadership creates impact, and ambition turns vision into reality.”
Introduction
Harihar Kumar is an Indian BFSI professional, entrepreneur and national-level rifle shooting player from Ranchi, Jharkhand. He is the Founder and Director of Targetfin Consulting Private Limited, an entrepreneurial venture reflecting his ambition to build a meaningful presence in financial services, consulting, business development and sustainable enterprise growth.
His professional identity combines three distinctive qualities: the concentration of a competitive rifle shooter, the performance orientation of a financial-services professional and the vision of an emerging entrepreneur.
In the sporting arena, Harihar has represented his discipline at the national level. He secured third place in the Jharkhand State Rifle Shooting Championship and achieved 12th rank in the All India G.V. Mavalankar Shooting Championship 2024. These accomplishments demonstrate his focus, patience, emotional control and ability to perform under pressure.
In the corporate world, he has received performance recognition from prominent financial organisations. He earned the High Flyers Club Award at HDB Financial Services in 2025 and the Super Star Performer Award at Aditya Birla Capital in 2026.
Although still at an early stage of his larger professional journey, Harihar has developed a multidimensional profile across rifle shooting, banking and financial services, sales leadership, team development and entrepreneurship. His long-term goal is to become a respected BFSI leader and create business platforms that generate sustainable value for customers, professionals and society.
Early Life
Harihar Kumar was born on 28 November 2002 in Ranchi, Jharkhand, India.
Growing up in Jharkhand introduced him to an environment defined by simplicity, determination and strong community values. From an early age, he developed an interest in discipline, competition, leadership and personal improvement.
His journey was shaped by the understanding that meaningful achievement requires more than talent. It demands consistent preparation, emotional resilience and the courage to continue despite setbacks.
These principles later became visible in both his sporting and professional life. Rifle shooting taught him concentration and control, while the financial-services sector developed his communication, business and leadership abilities.
Ranchi remains central to his identity. The city represents his roots, family values and the beginning of his journey from an ambitious young learner to a national-level sportsperson, recognised BFSI performer and entrepreneur.
Family Background
Harihar Kumar is the son of Makru Koiri and Somvari Devi.
He credits his parents with providing him the values of hard work, honesty, responsibility and perseverance. Their encouragement gave him the confidence to pursue education, competitive sport and professional growth simultaneously.
His wife, Ritika Kushwaha, is an important source of emotional support and partnership in his life. Together, they are parents to their son, Devvrat Kumar Koiri.
For Harihar, family is not separate from achievement. It is the foundation that gives purpose to his ambitions and stability to his journey. His desire to build a successful and sustainable career is closely connected with his responsibility towards his family and the future he wants to create for the next generation.
Education
Harihar Kumar has developed an academic profile combining humanities, computer applications and financial management.
He completed his Bachelor of Arts from Ranchi University, which provided him with a broad understanding of society, communication, human behaviour and critical thinking.
Recognising the importance of technology in modern professional environments, he also completed certifications in:
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Diploma in Computer Applications
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Advanced Diploma in Computer Applications
These qualifications strengthened his working knowledge of computer systems, office applications, digital documentation and technology-assisted business processes.
Harihar is currently pursuing an MBA in Banking and Finance from Indira Gandhi National Open University.
His postgraduate education is intended to deepen his knowledge of financial systems, banking operations, business management, credit, risk, leadership and strategic decision-making.
The combination of academic learning and practical BFSI experience allows him to connect theoretical financial concepts with actual market requirements.
Interest in Banking and Financial Services
Harihar’s interest in banking and finance developed through his exposure to customers, sales processes, credit requirements and financial products.
He recognised that the BFSI sector is not merely about selling financial products. It involves understanding people’s needs, evaluating financial circumstances, communicating complex terms clearly and creating long-term relationships based on trust.
His professional interests include:
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Banking and financial services
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Retail lending
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Credit assessment
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Customer acquisition
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Business development
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Channel management
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Financial strategy
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Market research
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Sales planning
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Team development
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Entrepreneurship
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Sustainable business growth
He regularly studies banking, economic and market trends to improve his understanding of the wider environment in which financial decisions are made.
BFSI Professional Journey
Harihar Kumar has established his corporate identity through performance-driven roles in the banking and financial-services industry.
His work has involved direct interaction with customers, business partners, sales channels and professional teams. This practical exposure has helped him understand the complete journey from lead generation to customer acquisition, application processing, credit coordination and relationship management.
His principal areas of professional experience include:
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Identifying potential customers
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Understanding financial requirements
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Developing new business opportunities
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Managing sales channels
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Converting qualified leads
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Coordinating documentation
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Supporting credit assessment
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Using CRM systems and loan portals
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Planning monthly and periodic targets
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Monitoring team performance
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Training and mentoring colleagues
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Maintaining client relationships
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Supporting responsible business growth
The BFSI industry is highly competitive and target-oriented. Success requires speed, accuracy, ethical communication and consistent follow-up. Harihar’s ability to combine these requirements has contributed to his corporate recognition.
Experience at HDB Financial Services
Harihar’s professional journey includes experience with HDB Financial Services, where he developed his abilities in sales, customer acquisition, channel coordination and target achievement.
Working in a structured financial organisation exposed him to the operational discipline required in lending and financial-services businesses.
He learned how business growth must be balanced with documentation, customer suitability, internal procedures and responsible credit practices.
His performance led to his inclusion in the organisation’s High Flyers Club in 2025.
The recognition represented an important milestone in his career. It acknowledged not merely a short-term result but his consistency, commitment and ability to contribute in a performance-oriented environment.
The experience further strengthened his confidence and prepared him for more significant responsibilities in the BFSI sector.
Professional Recognition at Aditya Birla Capital
Harihar Kumar later continued his professional development with Aditya Birla Capital, one of India’s prominent financial-services brands.
In this professional environment, he further demonstrated his abilities in customer engagement, business development, target planning and performance management.
His work was recognised with the Super Star Performer Award in 2026.
This award became another major achievement in his corporate journey. It reflected his ability to maintain focus, respond to competitive business expectations and produce meaningful results.
For Harihar, professional recognition is not an endpoint. It is a reminder to remain disciplined, upgrade his knowledge and accept larger responsibilities.
Founder of Targetfin Consulting Private Limited
Harihar Kumar is the Founder and Director of Targetfin Consulting Private Limited.
The establishment of the company represents an important transition in his journey—from contributing within established financial organisations to building an independent entrepreneurial platform.
The name “Targetfin” reflects a combination of targeted business performance and financial expertise. The company embodies Harihar’s vision of creating a professional enterprise shaped by customer understanding, ethical processes, strategic planning and long-term relationships.
Through this venture, he seeks to apply his experience in:
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Financial services
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Sales and business development
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Customer acquisition
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Lead management
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Channel development
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Team building
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Training and mentoring
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Market strategy
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Client relationship management
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Sustainable enterprise growth
His entrepreneurial objective is not limited to short-term commercial success. He wants Targetfin Consulting Private Limited to develop into a dependable organisation capable of creating value for customers, professionals and business partners.
Entrepreneurial Philosophy
Harihar believes entrepreneurship begins with identifying a real requirement and developing a responsible solution around it.
His entrepreneurial approach is based on:
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Understanding the market before taking action
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Setting measurable targets
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Building trained and accountable teams
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Maintaining transparency with clients
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Using technology to improve efficiency
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Developing long-term professional relationships
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Evaluating performance through data
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Creating scalable systems
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Learning from feedback and setbacks
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Pursuing sustainable growth
He considers trust especially important in financial services. Customers often approach financial professionals while making significant personal or business decisions. Therefore, communication must remain clear, responsible and respectful.
National-Level Rifle Shooting Journey
Beyond his corporate and entrepreneurial career, Harihar Kumar is an accomplished national-level rifle shooting player.
Rifle shooting is a sport requiring exceptional concentration, physical stability, mental control and technical consistency. A small lapse in posture, breathing or focus can significantly affect performance.
Harihar’s association with the sport played an important role in shaping his personality. Training taught him how to remain calm, analyse mistakes and focus on the process rather than becoming overwhelmed by pressure.
His shooting discipline strengthened qualities such as:
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Patience
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Concentration
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Emotional control
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Consistency
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Goal-oriented preparation
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Physical stability
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Mental resilience
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Respect for rules and safety
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Performance analysis
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Confidence under pressure
These qualities also influence his professional decision-making and leadership style.
Jharkhand State Championship
Harihar Kumar secured third place in the Jharkhand State Rifle Shooting Championship.
The achievement represented an important milestone in his sporting journey. Competing at the state level required structured preparation, technical improvement and the ability to remain composed against skilled competitors.
His third-place finish gave him wider confidence and motivated him to prepare for competition at the national level.
For Harihar, the state championship was more than a medal-winning event. It demonstrated that focused preparation and disciplined execution can transform ambition into measurable achievement.
All India G.V. Mavalankar Shooting Championship 2024
In 2024, Harihar participated in the All India G.V. Mavalankar Shooting Championship, one of the recognised competitive platforms in Indian shooting.
He achieved 12th rank at the national level.
Securing this position among competitive shooters from across India became one of the defining accomplishments of his sporting career.
The championship tested his concentration, composure and technical consistency. His performance established him as a serious national-level participant and reflected the effectiveness of his disciplined preparation.
He considers the achievement both an honour and a responsibility. It motivates him to continue improving while encouraging other young people from Jharkhand to explore professional opportunities in shooting sports.
Connection Between Shooting and Business
Rifle shooting and financial services may appear to be unrelated fields, but Harihar sees a strong connection between them.
A shooter must:
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Study the target carefully
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Control breathing
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Eliminate distractions
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Maintain correct timing
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Make precise adjustments
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Accept the result
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Learn from every attempt
A business professional must similarly understand the market, control emotional reactions, concentrate on priorities, make timely decisions and improve through performance analysis.
Harihar applies the discipline of shooting to his professional work. He believes clear focus, consistent execution and calm decision-making are essential in both competition and business.
Sales and Business Development Expertise
Sales and business development are among Harihar Kumar’s principal professional strengths.
He understands that effective sales are based on recognising the customer’s genuine requirement and presenting the appropriate solution through transparent communication.
His capabilities include:
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Market and customer identification
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Lead generation
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Lead qualification
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Customer acquisition
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Sales conversion
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Channel development
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Partner coordination
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Target planning
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Sales monitoring
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Client retention
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Performance reporting
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Team motivation
He focuses on building relationships instead of viewing every interaction as a one-time transaction.
Credit Assessment and Financial Understanding
Harihar has practical exposure to credit assessment and lending-related processes.
His work involves understanding the customer’s profile, financial requirements, repayment capacity and documentation. He recognises that responsible lending requires balancing business opportunities with financial discipline and appropriate evaluation.
His ongoing MBA in Banking and Finance is helping him develop a deeper understanding of:
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Banking operations
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Credit and lending
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Financial management
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Risk evaluation
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Economic trends
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Customer behaviour
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Business strategy
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Organisational leadership
This combination of experience and education supports his ambition to become a well-rounded BFSI leader.
Team Leadership and Training
Harihar believes that sustainable business performance is created by teams, not individuals working in isolation.
His team-related strengths include:
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Identifying individual capabilities
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Communicating targets clearly
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Providing practical training
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Monitoring progress
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Supporting problem-solving
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Sharing market knowledge
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Motivating professionals during difficult periods
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Encouraging responsibility and accountability
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Recognising performance
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Creating a learning-oriented environment
He takes a particular interest in mentoring and knowledge sharing. He believes that a leader becomes more effective when the people around him also gain confidence and professional capability.
Technical and Digital Skills
Harihar Kumar is comfortable working with the digital tools used in modern sales and financial-services operations.
His technical skills include:
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Microsoft Excel
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Customer Relationship Management platforms
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Digital loan portals
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Data and performance reporting
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Computerised documentation
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Lead-management systems
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Office productivity applications
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Digital customer coordination
His DCA and ADCA certifications provide additional support to his practical technology skills.
He views digital systems as essential tools for improving accuracy, transparency, customer follow-up and business scalability.
Public Speaking and Communication
Public speaking is among Harihar’s personal interests and professional strengths.
His experience in sales, team handling and entrepreneurship has taught him how to communicate ideas confidently and adapt his message according to the audience.
Effective communication helps him in:
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Customer consultation
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Business presentations
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Team meetings
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Training sessions
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Partner interactions
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Negotiation
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Professional networking
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Leadership development
He believes that communication should be clear, respectful and supported by accurate information.
Market Research and Financial Strategy
Harihar maintains an active interest in financial strategy, market research and changing economic trends.
He regularly studies developments connected with banking, lending, consumer behaviour, business performance and the wider economy.
This habit allows him to evaluate opportunities more thoughtfully and understand how external conditions may influence customers, businesses and financial institutions.
His approach combines field experience with continuous learning, enabling him to make better-informed professional and entrepreneurial decisions.
Awards and Achievements
Harihar Kumar’s principal achievements include:
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National-level rifle shooting player
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Third place in the Jharkhand State Rifle Shooting Championship
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12th rank in the All India G.V. Mavalankar Shooting Championship 2024
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High Flyers Club Award at HDB Financial Services in 2025
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Super Star Performer Award at Aditya Birla Capital in 2026
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Founder and Director of Targetfin Consulting Private Limited
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Professional experience in BFSI sales and business development
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Experience in customer acquisition and channel management
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Team leadership and training capabilities
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Continuing higher education through an MBA in Banking and Finance
Together, these achievements reflect his ability to perform across sport, corporate employment and entrepreneurship.
Personal Interests
Outside his principal professional responsibilities, Harihar’s interests include:
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Rifle shooting
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Public speaking
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Financial strategy
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Market research
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Reading about banking and economic trends
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Team mentoring
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Knowledge sharing
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Leadership development
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Continuous professional learning
These interests are closely connected with his career vision. He uses them to develop focus, communication, strategic thinking and leadership ability.
Values and Personality
Harihar Kumar is guided by discipline, ambition, integrity and continuous improvement.
The values central to his life include:
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Focus
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Discipline
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Responsibility
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Professional integrity
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Family commitment
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Leadership
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Excellence
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Persistence
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Teamwork
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Knowledge sharing
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Respect for customers
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Sustainable growth
His personality reflects the balance of an athlete’s patience, a sales professional’s energy and an entrepreneur’s willingness to accept responsibility.
Career Vision
Harihar’s long-term goal is to build a distinguished career as a BFSI leader and entrepreneur.
He wants to combine financial expertise, strategic leadership and entrepreneurial thinking to develop businesses that can grow responsibly over time.
His principal career objectives include:
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Expanding his expertise in banking and finance
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Developing Targetfin Consulting Private Limited
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Building effective sales and distribution channels
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Creating professionally trained teams
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Supporting responsible customer acquisition
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Using technology in financial-service delivery
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Developing future business leaders
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Creating employment and professional opportunities
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Establishing a respected identity within the BFSI sector
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Building sustainable and scalable business systems
Vision for Targetfin Consulting
Harihar envisions Targetfin Consulting Private Limited as a professionally managed organisation capable of combining business performance with customer trust.
His future vision for the company is built around:
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Ethical and transparent processes
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Technology-driven operations
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Professional customer support
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Strong channel partnerships
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Employee training and development
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Data-informed strategy
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Responsible financial guidance
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Long-term business relationships
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Sustainable organisational growth
He aims to build an enterprise where performance is measured not only through revenue but also through trust, employee development and long-term value creation.
Inspiration for Young Professionals
Harihar Kumar’s journey offers a meaningful example for young professionals seeking to balance education, employment, sport and entrepreneurship.
Born in 2002, he has already competed at the national level, earned recognition in major financial organisations and taken responsibility for establishing a private company.
His journey demonstrates that age need not limit leadership when it is supported by preparation, discipline and responsibility.
His message to young professionals is clear:
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Develop one strong discipline
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Continue learning
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Accept constructive criticism
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Set measurable goals
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Remain patient during setbacks
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Build genuine professional relationships
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Support the development of others
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Convert experience into entrepreneurship
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Never compromise integrity for temporary success
Continuing Journey
Harihar Kumar’s journey is still developing.
His sporting achievements have given him focus and confidence. His corporate experience has introduced him to the realities of financial services, customers and performance management. His entrepreneurial venture has given him the opportunity to transform his experience into an independent vision.
As he continues his MBA in Banking and Finance, develops Targetfin Consulting Private Limited and advances within the BFSI sector, he remains committed to learning and responsible growth.
His story represents the convergence of sport, finance and entrepreneurship—three fields united by the need for discipline, precision and consistent performance.
Legacy in the Making
Harihar Kumar is building a professional identity defined by focus, ambition and multidimensional achievement.
As a rifle shooter, he has represented his discipline at the national level. As a BFSI professional, he has earned performance recognition. As an entrepreneur, he has founded a company with the objective of creating sustainable business value.
His journey from Ranchi to national shooting competitions, recognised financial organisations and entrepreneurial leadership demonstrates the power of disciplined ambition.
Harihar does not view his current achievements as the conclusion of his journey. He sees them as the foundation for larger responsibilities in financial services, team leadership and enterprise development.
“Every target demands preparation. Whether in shooting, finance or business, success begins when focus becomes discipline and discipline becomes consistent action.”
Quick Profile
Full Name: Harihar Kumar
Date of Birth: 28 November 2002
Birthplace: Ranchi, Jharkhand, India
Nationality: Indian
Profession: BFSI Professional, Entrepreneur and National-Level Rifle Shooting Player
Company: Targetfin Consulting Private Limited
Position: Founder and Director
Higher Education: MBA in Banking and Finance, IGNOU — Pursuing
Graduation: Bachelor of Arts, Ranchi University
Technical Qualifications: DCA and ADCA Certified
Family
Father: Makru Koiri
Mother: Somvari Devi
Wife: Ritika Kushwaha
Son: Devvrat Kumar Koiri
Sporting Achievements
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National-level rifle shooting player
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Third place in the Jharkhand State Championship
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12th rank in the All India G.V. Mavalankar Shooting Championship 2024
Professional Recognition
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Super Star Performer Award — Aditya Birla Capital, 2026
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High Flyers Club Award — HDB Financial Services, 2025
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Founder and Director — Targetfin Consulting Private Limited
Core Skills
Sales & Business Development • Customer Acquisition • Channel Management • Lead Conversion • Credit Assessment • Team Leadership • Training • Target Planning • Client Relationship Management • MS Excel • CRM • Loan Portals
Professional Interests
Banking & Finance • Financial Strategy • Market Research • Public Speaking • Team Mentoring • Knowledge Sharing • Entrepreneurship
One-Line Introduction
“Harihar Kumar is a disciplined national-level rifle shooting player, accomplished BFSI professional and emerging entrepreneur whose journey is driven by focus, leadership, excellence and a vision for sustainable growth.”